Tuesday, 20 November 2012

Frugality & Prudence With Christmas Gifts

The Christmas season brings a great deal of tradition and joy, but with these things comes a heavy burden of expenses and responsibility. Of course, for kids the holiday season is all about the fun things. But for adults, there is a lot of work to be done, and as you go about constructing an enjoyable and pleasant Christmas, there are a number of opportunities to be frugal and prudent that you should take advantage of. In particular, buying and storing Christmas gifts calls for a great deal of careful consideration that can save you money and help you to avoid holiday disasters. Here are a few specific tips for how to stay within your budget and protect your gifts.



Take Advantage Of Sales

In many stores and shops, the month leading up to Christmas has a few different opportunities for store sales. Generally, these sales bring traffic to shopping centers  and can make it rather unpleasant to shop. However, if you notice any stores running sales and think you may be able to find some useful gifts there, try to take advantage of the opportunity. It may cost you a day of waiting in lines and fighting through crowds, but it can save you a great deal of money if you're strategic about it.

Buy Online

For the majority of your Christmas shopping - or if you want to avoid mall crowds altogether - consider shopping online. Many families are still getting used to the idea of being able to order just about anything they like online, but the bottom line is that this is almost always the cheapest option. You may face a few shipping costs, but ultimately the wide selection of goods online makes it more likely that you can find the gifts you need to buy for the prices you can afford.

Check Your Insurance

Unfortunately, Christmas gifts are often a target of household theft. Criminals are aware that beneath the Christmas wrapping paper there are often valuable, unopened goods, and for that reason it is not uncommon for thieves to steal Christmas presents. Therefore, heading into the holiday season, it is not a bad idea to check with Aviva to make sure that your insurance policy protects you against theft. In the event of a break-in, you may not be able to recover your specific gifts, but you can be financially compensated for the loss, which is a major help.

Keep Gifts Out Of Sight

Another step you might want to take to protect yourself against potential gift theft is to keep your holiday presents out of sight until your family opens them! Some families like to gradually accumulate gifts under the Christmas tree, or in another place of notice, until Christmas finally arrives. However, the longer you keep your gifts out of sight, the less chance there is of a thief noticing them through a window and breaking in.


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